WHO WE SERVE — BUSINESS OWNERS
Your Business Is Your Biggest Asset. Your Financial Plan Should Reflect That.
Tax strategy, owner retirement planning, and — when the time comes — exit planning expertise built into your team.
What we help with
- Tax strategy around business structure, owner compensation, and distributions — often the highest-leverage planning we do for business owners
- Financial planning that accounts for irregular, owner-controlled income
- Retirement planning when you're building it yourself — SEP-IRA, Solo 401(k), defined benefit plans
- Coordinating your personal wealth with the value you've built inside the business
- Insurance planning — key person coverage, buy-sell agreements, and personal coverage gaps
Exit Planning — When That Conversation Is Ready
We bring in a specialist for exit and succession planning
Mark Gargano, CEPA (Certified Exit Planning Advisor) works alongside IWP when business owner clients are approaching a sale, succession, or generational transfer. The CEPA designation represents specialized training in helping owners maximize the value of what they've built and plan intentionally for what comes next. You keep one primary relationship with IWP — we make sure you have the right expertise behind you when the complexity requires it.
How The Team Works Together
YOUR PRIMARY ADVISOR
Brent Gargano, CFP®
• Financial & retirement planning
• Tax strategy
• Investment management
• Ongoing planning relationship
EXIT PLANNING SPECIALIST
Mark Gargano, CEPA
•Business valuation
• Exit & succession planning
• Wealth transition strategy
• Business consulting
Relevant Resources
Feb 2024
Planning for the sale or succession of your business
Feb 2024
Should I set up a traditional 401(k) for my business?
Feb 2024
Common pension plans for small business owners
What to Expect from Mark’s Insights: Mark’s blog, Capital Compass and Key, serves as a roadmap for the sophisticated investor and business owner. He moves past the loud headlines to focus on what actually impacts your bottom line: